Credit Counselors

Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

SOC: 13-2071.00

Common Job Titles

  • Certified Consumer Credit and Housing Counselor
  • Certified Credit Counselor
  • Credit Counselor
  • Housing Counselor

Wage Data According to the Bureau of Labor Statistics

Annual wage data for Credit Counselors (2024)

Estimated Total Employment (U.S.)

28,110

Wage Distribution by Percentile

Line chart of annual wages by percentile. U.S. is the solid line. 10th percentile: U.S. $38,980. 25th percentile: U.S. $45,420. 50th percentile: U.S. $50,480. 75th percentile: U.S. $61,760. 90th percentile: U.S. $77,920. Use the left and right arrow keys to move between percentiles.

  • U.S.
MetricU.S.
10% of workers earn the following or less$38,980
10% of workers earn the following or more$77,920
Workers on average earn$55,890

+ indicates wage is at or above the BLS reporting cap ($239,200/year)

Skills & Requirements

Key competencies for this occupation, ranked by importance

  • Customer and Personal Service4.6/5
  • English Language4.1/5
  • Mathematics3.6/5
  • Administrative3.5/5
  • Education and Training3.4/5
Skills & Requirements: Knowledge

Tools & Technology

Equipment and software commonly used in this occupation

In-Demand Technology

Frequently requested by employers in job postings

  • Microsoft Access
  • Microsoft Dynamics
  • Microsoft Excel
  • Microsoft Office software
  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft Word
  • Oracle PeopleSoft
  • SAP software

Technology Skills

  • Chat software
  • Cooperative Processing Resources DMS Professional Suite
  • CoreLogic DebtorTrace
  • Email software
  • Freddie Mac Loan Prospector
  • ICCO CreditSoft
  • Integrant DebtLogic
  • LexisNexis
Tools & Technology: Technology Skills

Tools & Equipment

  • Financial calculators
  • Inkjet printers
  • Laptop computers
  • Laser facsimile machines
  • Laser printers
  • Multi-line telephone systems
  • Personal computers