Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Common Job Titles
- Credit Administrator
- Credit Analyst
- Credit Officer
- Credit Representative
Wage Data According to the Bureau of Labor Statistics
Annual wage data for Credit Analysts (2024)
Estimated Total Employment (U.S.)
67,370
Wage Distribution by Percentile
Line chart of annual wages by percentile. U.S. is the solid line. 10th percentile: U.S. $52,930. 25th percentile: U.S. $63,850. 50th percentile: U.S. $80,970. 75th percentile: U.S. $113,850. 90th percentile: U.S. $168,840. Use the left and right arrow keys to move between percentiles.
- U.S.
| Metric | U.S. |
|---|---|
| 10% of workers earn the following or less | $52,930 |
| 10% of workers earn the following or more | $168,840 |
| Workers on average earn | $98,040 |
+ indicates wage is at or above the BLS reporting cap ($239,200/year)
Skills & Requirements
Key competencies for this occupation, ranked by importance
- Economics and Accounting4.5/5
- Mathematics3.9/5
- English Language3.9/5
- Law and Government3.3/5
- Administrative3.0/5
Tools & Technology
Equipment and software commonly used in this occupation
In-Demand Technology
Frequently requested by employers in job postings
- Microsoft Dynamics
- Microsoft Excel
- Microsoft Office software
- Microsoft Outlook
- Microsoft PowerPoint
- Microsoft SQL Server
- Microsoft Visual Basic
- Microsoft Visual Basic for Applications VBA
- Microsoft Word
- Python
- SAP software
- SAS
- Structured query language SQL
Technology Skills
- CGI-AMS BureauLink Enterprise
- CGI-AMS CACS Enterprise
- CGI-AMS Strata
- Credit adjudication and lending management system CALMS
- Credit and risk analysis software
- Credit fraud detection software
- Dun and Bradstreet Global DecisionMaker
- Equifax Advanced Decisioning
Tools & Equipment
- 10-key calculators
- Desktop computers
- Notebook computers
- Personal computers
- Scanners