Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

SOC: 13-2053.00

Common Job Titles

  • Account Underwriter
  • Life Underwriter
  • Personal Lines Underwriter
  • Underwriter

Wage Data According to the Bureau of Labor Statistics

Annual wage data for Insurance Underwriters (2024)

Estimated Total Employment (U.S.)

107,820

Wage Distribution by Percentile

Line chart of annual wages by percentile. U.S. is the solid line. 10th percentile: U.S. $51,640. 25th percentile: U.S. $63,070. 50th percentile: U.S. $79,880. 75th percentile: U.S. $104,820. 90th percentile: U.S. $138,020. Use the left and right arrow keys to move between percentiles.

  • U.S.
MetricU.S.
10% of workers earn the following or less$51,640
10% of workers earn the following or more$138,020
Workers on average earn$90,830

+ indicates wage is at or above the BLS reporting cap ($239,200/year)

Skills & Requirements

Key competencies for this occupation, ranked by importance

  • English Language4.0/5
  • Customer and Personal Service3.9/5
  • Mathematics3.3/5
  • Sales and Marketing3.2/5
  • Administrative2.9/5
Skills & Requirements: Knowledge

Tools & Technology

Equipment and software commonly used in this occupation

In-Demand Technology

Frequently requested by employers in job postings

  • C++
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Office software
  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft Windows
  • Microsoft Word

Technology Skills

  • Anodas Software Limited Phoenix
  • CSC nbAccelerator
  • Consilience Software Maven Insurance Automation Suite
  • Database software
  • Delphi Technology
  • Fair Isaac Enterprise Decision Management for Insurance
  • Fannie Mae Desktop Underwriter
  • Fiserv Advanced Underwriting
Tools & Technology: Technology Skills

Tools & Equipment

  • 10-key calculators
  • Desktop computers
  • Laptop computers
  • Notebook computers
  • Personal computers